Effective Date: January 1, 2025
Last Updated: January 1, 2025
These Terms & Conditions ("Terms") constitute a legally binding agreement between you ("User," "you," or "your") and FinConsult Academy ("Company," "we," "us," or "our"), a registered educational organization in the United Kingdom (Company Registration No: 40479435).
These Terms govern your access to and use of our website located at https://financonsultacademy.com (the "Site") and all related services, courses, materials, and content (collectively, the "Services").
By accessing or using our Services, you acknowledge that you have read, understood, and agree to be bound by these Terms and our Privacy Policy. If you do not agree to these Terms, you must not access or use our Services.
To use our Services, you must:
By registering for our Services, you represent and warrant that you meet these eligibility requirements.
Certain Services require account registration. You agree to:
You are solely responsible for maintaining the security of your account credentials. We are not liable for losses resulting from unauthorized use of your account, whether with or without your knowledge.
We reserve the right to suspend or terminate your account at our discretion if you violate these Terms, engage in fraudulent activity, or for any other legitimate business reason. You may close your account at any time by contacting us.
FinConsult Academy provides professional financial consulting education, including:
Courses are delivered primarily through online platforms. Access duration varies by program:
We reserve the right to modify, suspend, or discontinue any aspect of our Services at any time, with or without notice. We are not liable for any modification, suspension, or discontinuation of Services.
Enrollment in courses requires:
Course fees are stated in British Pounds (£) and displayed on our Site. Prices are subject to change without notice, but changes will not affect enrollments already completed. Fees may include:
Payments are processed through secure third-party payment processors. By providing payment information, you:
Installment payment plans may be available for certain courses. If you select a payment plan:
Fees do not include applicable taxes. You are responsible for all taxes associated with your purchase, including VAT, sales tax, or similar charges based on your location.
Our Refund Policy is detailed in a separate document available on our Site. Please review the Refund Policy carefully before enrolling in courses. Key points include:
The full Refund Policy is incorporated into these Terms by reference.
All content, materials, and intellectual property on our Site and in our Services, including but not limited to:
are owned by FinConsult Academy or our licensors and are protected by copyright, trademark, and other intellectual property laws.
We grant you a limited, non-exclusive, non-transferable, revocable license to access and use our Services for personal, non-commercial educational purposes. This license does not permit you to:
If you submit content through our Services (comments, forum posts, assignments), you grant us a worldwide, royalty-free, non-exclusive license to use, reproduce, modify, and display such content in connection with operating and promoting our Services.
We respect intellectual property rights. If you believe content on our Site infringes your copyright, contact us with detailed information including identification of the copyrighted work and the allegedly infringing material.
You agree not to:
Violation of these prohibitions may result in immediate account termination and legal action.
Our courses and materials are provided for educational purposes only. They do not constitute:
Participation in our courses does not create a professional advisor-client relationship. Always consult qualified professionals for specific advice related to your individual circumstances.
While our courses may prepare students for professional certifications, we do not guarantee:
Student success depends on individual effort, background, and circumstances. Testimonials and success stories represent individual experiences and do not guarantee similar outcomes.
OUR SERVICES ARE PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO:
We do not warrant that our Services will meet your requirements or expectations. You use our Services at your own risk.
TO THE MAXIMUM EXTENT PERMITTED BY LAW, FINCONSULT ACADEMY AND ITS OFFICERS, DIRECTORS, EMPLOYEES, AND AGENTS SHALL NOT BE LIABLE FOR:
OUR TOTAL LIABILITY FOR ANY CLAIMS ARISING FROM YOUR USE OF OUR SERVICES SHALL NOT EXCEED THE FEES YOU PAID TO US IN THE SIX (6) MONTHS PRECEDING THE CLAIM.
Some jurisdictions do not allow limitation of implied warranties or liability for incidental damages. In such jurisdictions, our liability is limited to the maximum extent permitted by law.
You agree to indemnify, defend, and hold harmless FinConsult Academy, its affiliates, officers, directors, employees, agents, and licensors from any claims, liabilities, damages, losses, costs, or expenses (including reasonable attorneys' fees) arising from:
These Terms are governed by and construed in accordance with the laws of England and Wales, without regard to conflict of law principles.
Subject to the arbitration provision below, you agree that any disputes shall be resolved exclusively in the courts of England and Wales, and you consent to personal jurisdiction in those courts.
For disputes involving amounts less than £10,000, you agree to first attempt resolution through good-faith negotiation. If negotiation fails, disputes may be resolved through binding arbitration in accordance with UK arbitration rules.
You agree to resolve disputes individually and waive any right to participate in class actions or representative proceedings.
We reserve the right to modify these Terms at any time. Changes will be effective upon posting to our Site with an updated "Last Updated" date. Material changes will be communicated via:
Your continued use of our Services after changes become effective constitutes acceptance of the modified Terms. If you do not agree to changes, you must discontinue use of our Services.
You may terminate your account at any time by contacting us. Termination does not entitle you to refunds except as specified in our Refund Policy.
We may suspend or terminate your access to our Services immediately, without notice, for:
Upon termination:
These Terms, together with our Privacy Policy and Refund Policy, constitute the entire agreement between you and FinConsult Academy regarding our Services.
If any provision of these Terms is found invalid or unenforceable, that provision shall be enforced to the maximum extent possible, and the remaining provisions shall remain in full effect.
Our failure to enforce any provision of these Terms does not constitute a waiver of that provision or our right to enforce it in the future.
You may not assign or transfer these Terms without our written consent. We may assign our rights and obligations without restriction.
We are not liable for delays or failures in performance resulting from circumstances beyond our reasonable control, including natural disasters, war, terrorism, labor disputes, or technical failures.
Notices to you may be sent to the email address associated with your account. Notices to us should be sent to the contact information below.
FinConsult Academy
167 Thompson Brook South Amyview
PL20 6JB, United Kingdom
Email: [email protected]
Phone: +44 1772 699815
Company Registration No: 40479435
By using our Services, you acknowledge that you have read, understood, and agree to be bound by these Terms & Conditions. If you have questions about these Terms, please contact us before using our Services.
These Terms & Conditions were last updated on January 1, 2025 and are effective immediately for new users and 30 days after posting for existing users.